Tuesday, February 9, 2010

31% Off FICO Scores at myFICO.com

Still got a few resolutions left to do? Here’s a current coupon for real FICO scores and all other credit products at myFico.com. Use the promotional code MYPOINTS30 to get a FICO score for only $11 (~31% off), the best discount I could find right now:

You can still use CPPSAVINGS for 20% off if this expires.

Experian no longer allows Fair Isaac to sell FICO scores to consumers, even though lenders can still buy and use them. Instead, they join a bunch of other outfits selling their own FAKO (”FAKE-O”) version. But since lenders almost always use real FICO scores in their decisions, those are the only ones you should pay for - if at all - in my opinion.

For the diligent, a cheaper alternative is to sign up for a free 30-day trial of Scorewatch, which includes two free Equifax scores and reports. Just remember to cancel as soon as you grab those scores. It is easy to cancel online, without having to even call in. As always, you can always request your credit reports (not scores) once every 12 months at AnnualCreditReport.com.

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