Friday, July 17, 2009

Goats

When we think of goats we think of cheese, maybe goat’s milk and for some, meat. Few think of goats as pets, though. However, for a comical, entertaining, steadfast and yes, sometimes exasperating companion, a goat can make a wonderful pet. Goats can be very personable and loyal and quite intelligent. They will quickly learn and respond to their name. They can be trained to a certain extent, but can also be very stubborn - which really adds to their charm. Goats mix well with just about any other animal from horses to ducks, cats and dogs. Some horses my not appreciate a goat in their stall, though. Horses have been know to literally throw a goat over the rails and out of the stall!

As with most intelligent creatures, goats are very curious. Their curiosity can get them into serious trouble - from climbing on inappropriate objects, such as cars and furniture, to tasting and eating things that are dangerous. A goat’s environment needs to be free of any objects that may get her into trouble such as household and other chemicals, fragile climbing structures, improper food choices, etc.

Goats are unique in their athletic abilities. They are graceful and have incredible balance. They seek out the highest point that they can reach and will perch there when resting. A pet goat will surprise you by walking the rails of your deck, climbing some trees, and, if allowed, will jump on top of your car, truck, boat, BBQ, or patio table. A goat will go to extremes to get at food that it prefers, again performing seemingly impossible climbing feats to satisfy itself.

Looking for weed control? Goats may fit the bill. However, it seems that if you put a goat to work clearing weeds, your goat will first seek out the plants that are dearest to you, eat those, and only then go to work on the weeds. You need to confine a goat to areas where it will not be able to eat your favorite garden plants. A goat really will clear out poison oak - many will actually seek it out as a preferred part of their diet. Beware that when a goat eats poison oak, the oils get onto their coat and will transfer to you even more readily than brushing up against the plant itself.

In choosing a goat for a pet, only females should be selected. Males can get large and can be powerful. Their fully developed horns can be more than intimidating. Most importantly, however, is that male goats stink! Eau de Goat my be pleasing to female goats, but definitely is not going to be attractive to any other living thing, especially neighbors who are downwind. Also, make sure goats are allowed in the area where you live.

Contrary to what is commonly believed, goats do require the same care as most other pets and livestock. They require various shots, regular examinations and a proper diet in addition to whatever they may be grazing on. They require some sort of shelter - a dog house will do for many goat breeds, something a little larger for other breeds.

So, if you are looking for a somewhat unique pet that is guaranteed to entertain you and even earn a little of its keep, consider a goat.



Health Care Reform – Government Improvement Series

A hot agenda in the Obama camp these days is the up and coming health care reform. Yet for some reason, the media isn’t giving it the needed attention it deserves. Did you know that the cost of our health care system is the most expensive in the world? Let’s explore this topic further because we, as owners of our own body and citizens of this nation, touches health care physically, emotionally and financially.

The Problem

Currently, Americans are paying for coverage that’s much more expensive than other developed nations. With rates of premiums rising, the problem is only getting worst and many families are deciding to forgo coverage in order to pay rent. In a study done in 2006, it is estimated that 47 million people in United States does not have health insurance coverage, totaling 16% of the population. Fast forward three years and in the mist of one of the deepest recession we have ever seen, it’s likely that the current situation is even worst.

Unneeded tests, higher than necessary administration fees are all culprits of the current system. Everyone has their different theories, but you’ve got to admit that something is wrong with our system.

The Proposal

Obama’s solution is to create an universal health care system that brings health care coverage to every American. The problem? It’s EXPENSIVE. In a time when our nation is severely in debt, we just don’t have the money to pay for it. In addition, extending coverage to every American would bring on unforeseen consequences.

Here’s what one reader wrote about the health care plan:

Personally, if I had low cost health insurance, like $100/month or less, I would not be working – I’d retire.   That’s the thing that’s keeping me working.  That would be good for me, and good for someone else, as my job would become available…. economic stimulus through job creation due to lots of people retiring who are only working for the health insurance.
 

Where I used to work, I know five people that are working only because of the employer-sponsored health benefits. Sure, five people retiring may create five openings, but that translates to the lost of five known productive employees for my former boss. Not a good thing for the short term.

And for the economy? Five retirees means five people who are earning and spending less. The new employees might fill the hole, but I doubt that they will be getting nearly as much salary as the retired employees who know the company inside out.
 
Here’s another writer comment about the system:

Will there be too much abuse of the system?  There already is, so I would imagine it will only get worse.   There needs to be limits on what is covered and what is not.  Basic care, but not million dollar care, and who draws that line?

Growing up, I was privileged to witness one of the most comprehensive government-run health care coverage in the world – I lived in Canada. Abuse was out of control back then. Everyone would go to the emergency room for the “littleist” of problems. Doctors were booked for weeks, because everything was free. Worst of all, the government was going bankrupt. Another problem, which this comment illustrates perfectly:
 

And if the government keeps handing out ‘free stuff’, the incentive to work a real job is gone – no need to if the government will provide everything for us….  we turn even more into a welfare society.

In Canada (back then at least), people didn’t have the motivation to work. I mean, what’s the incentive if everything is free and you are taxed to death? In order to fund all the social programs, the highest tax bracket was 52% in Ontario, Canada. Yes, 52%! You can never say for sure that it’s the main cause, but what I noticed in Canada was that people are much more laid back. There’s less urgency to get things done, and more of “there’s always tomorrow”. That didn’t work, so with a bit of reform, the tax rate in Canada along with a health care system is a bit more refined.

I’ve heard many stories of people in the United States not worrying about their health and treatment in their dying days, but instead about their insurance coverage. They aren’t battling the disease like they should, but they are battling the blood sucking companies over the phone.

When my grandfather was having surgery a couple of years ago in Canada. We were upset about the situation but never have any of us worried about coverage or anything that shouldn’t matter during that time. My grandpa received first class treatment and it gave him the best chance to survive. Perhaps there are some benefits to an universal health care system, no matter the cost.

What do you think?

Further reading:

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I remember when I first went to college I had these home identity issues

I didn't know whether I should call my apartment at school home or my home with my parents home. Then when I got out of college and met my spouse we got an apartment together. I knew that was my home but it was still kind of hard to call it home. It wasn't until we finally got a house that I could say that I felt like I had a home. Those were a rough few years of my life. I just felt like I was living out of a bag. It wasn't all that much fun for me. I learned to live with it though.



Thursday, July 16, 2009

Not enough room

I hate it when my spouse and I invite people over for dinner just to realize that we don't have enough room for people. We definitely need a bigger table. It is becoming a real problem for us. We can't seem to figure out what to do with such a small table. We have four chairs around it as well. That means that when we do invite people over for dinner we are only able to invite one other couple. They also had better not have kids because we wouldn't have anywhere to put them. I hate limiting ourselves like that. Maybe we will be able to buy a new table soon.



Jared Kushner to Marry Into Money ... Er, More Money

The rich get richer

Jared Kushner, 28, Image from Gawker

Jared Kushner, 28, Image from Gawker

Did you ever think about the fact that if rich people married poor people it would all even out? Of course, that’s not the way the world works, and Jared Kushner’s engagement to Ivanka Trump is a prime example of that.

Ivanka Trump, daughter and executive for billionaire Donald Trump, is engaged to Jared Kushner as of last night, according to her Twitter account.

Millions and billions

While Jared Kushner doesn’t have the billions that his future-father-in-law is worth, he doesn’t do badly. He also works in real estate, and he owns the New York Observer newspaper.

My usual two-minute-google-search-results attention span wasn’t enough to find out how much this Jared Kushner is actually worth, but it am confident in reporting that he comes from money and he has it. Not buy-an-island-on-a-whim money, but definitely “Someone parked a diamond Volkswagen on Ivanka’s finger” money.

I wonder if he’d give me $500 in fast cash? People probably ask him that every day. Or at least they will, now that everyone knows who he is, thanks to the engagement.

Familial reaction

Word on the street is that The Donald is stoked about the engagement. Twirlit points out that at one point Jared Kushner’s family was not sure whether they approved of Ivanka. ... click here to read the rest of the article titled "Jared Kushner to Marry Into Money ... Er, More Money"

Overheard at Lunchtime

Don’t you hate it when you’re sitting outside eating lunch, enjoying some peace, quiet and fresh air on a sunny day, and then someone sits too close to you and proceeds to yack on a cellphone?
Well, I hate it too, except when that person starts talking about money! I couldn’t catch all of what this young woman was saying, but here are some snippets:

I can’t understand why people can’t afford things. If you work in an office you must be making at least $35,000…

Down there, they can’t pay their bills, but they’re not stressed out because they’re always around people. Up here, everybody’s all over the place…

Up here rent is like $200, down there it’s like $100…

I know! It’s OUTRAGEOUS! Maryland is a nice place to live too. The only thing good here is there’s always things to do, but down there you can find things to do too….

It’s always money, money, money…

I was going to go to the Bahamas… my mom said she’d pay… but I told her I didn’t want her to, because she was saying she wasn’t sure when she’d have the money to pay the bill… but she wanted me to come anyway so she’d have company….

It’s always fascinating to me to overhear things like this. It makes me so curious about the person’s finances and other feelings about money. And in this case, it also made me wonder where the heck anyone was paying $200 a month for rent in NYC!


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Wednesday, July 15, 2009

Should Everyone Go To College?

President Obama has been urging Americans to pursue at least one year of education beyond high school. He and others say most new jobs being created require at least a two-year college degree. But that notion is being challenged by those who say formal schooling might not be the answer for everyone.

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